Business Cash Advance

Koicoms Business  Cash Advance


How Business Cash Advance benefits you

  • It’s quick and painless to apply
  • Payment is flexible – we get paid when you get paid, based on credit card sales
  • No fixed repayment term. No penalty for slow repayment
  • No restrictions on how you use your funds
  • No security or account audits because your advance is unsecured
  • Fixed up front factoring fee – negotiated on a case-by-case basis


We help business owners like you

  • Restaurants, pubs, hotels
  • Hair and beauty salons
  • Independent garages
  • Retailers
  • Dentists
  • Other service businesses

Why Koicoms Business Cash Advances Work for You

If you’ve been frustrated with the red tape of applying for a business loan at a bank, Business Cash Advance has a refreshingly straightforward alternative for you. We can help you get the cash you need to grow your business, keep it competitive, and take advantage of seasonal opportunities with an unsecured business cash advance.

It’s fast and easy to apply for an unsecured business cash advance with Business Cash Advance. No security or collateral is required. No audits of your accounts are required. We accept Personal Guarantees from owners of incorporated entities.

Unlike conventional bank loans, there are no fixed monthly payments or interest rates when you get an advance from us. Instead, payments are sensibly based on a percentage of your future credit/debit card sales at an agreed fixed fee. It’s reassuring to know that we only get paid when you get paid.

Ready to improve or grow your business with an unsecured advance from Business Cash Advance?

How It Works

So we’ve made it fast and easy to apply for a business cash advance from us.

Here’s what you’ll need to qualify

  • Monthly minimum turnover of £3,500
  • Been in business for more than 1 year
  • Can process credit/debit card transactions and provide statements
  • You’ll need to have a Lloyds TSB Cardnet® account. It’s easy to make the switch to a Cardnet account and our advisers will be happy to guide you through the process

After you’ve applied

  • We’ll process your application and take care of necessary credit checks
  • Within 10 business days, we’ll let you know how much we can advance you
  • Then you can confirm how much cash you would like
  • Your money will be paid directly into your bank account


Get a fast and no obligation quote for your business

Koicoms believes in helping UK business prosper and we would be proud to partner with you to take your profits to the next level!

Get a Quote

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